Canada · tax year 2026

Know your RRSP deadline, before it passes

A free, educational planner for Canadian RRSP contributions. It runs in your browser: no cookies, no storage, no data sent.

Open the planner Dates calendar (.ics)

Uncertain: the 2027 date is our calculation. The expected RRSP deadline for the 2026 tax year is Monday 1 March 2027 (the 60th day of 2027). CRA pages we read on 17 October 2026 still show 2 March 2026 for the 2025 tax year, so this date is not yet confirmed. Check canada.ca from 1 January 2027.
Figures from CRA (17 October 2026). RRSP dollar limit: $33,810 for 2026 and $35,390 for 2027 (expected; re-check on 1 January 2027). The limit is 18% of the previous year's earned income, up to the dollar limit, minus pension adjustments, plus carried-forward room. Source.

Guides

RRSP Deadline 2027 in Canada: Key Dates to Know

The RRSP deadline for the 2026 tax year is expected to be March 1, 2027. What CRA pages confirm today, plus tax filing and T1-OVP dates.

3 min read

RRSP Limit 2026 and 2027: The 18% Rule Explained

CRA's RRSP dollar limit is $33,810 for 2026 and $35,390 for 2027, and your limit is 18% of last year's earned income up to that cap. Made-up examples.

2 min read

Where to Find Your RRSP Deduction Limit (CRA)

Your RRSP deduction limit is on your latest CRA notice of assessment, Form T1028, or in CRA My Account. How to check it before you contribute.

2 min read

RRSP vs TFSA vs FHSA: A General Comparison

A neutral look at RRSP, TFSA and FHSA facts from CRA pages: limits, deadlines and deductions. General information, not a recommendation.

2 min read

RRSP Over-Contribution: $2,000 Buffer and 1% Monthly Tax

CRA says you pay 1% a month on RRSP contributions that exceed your limit by more than $2,000. How the T1-OVP, late penalties and waivers work.

2 min read

How to Compare RRSP Providers: A Criteria Checklist

A neutral checklist for comparing places to hold an RRSP: fees, investments offered, transfers, protections and service. No provider is recommended.

2 min read

Canada Tax Return 2026 Checklist: RRSP Slips and Dates

A checklist for your 2026 Canadian tax return: RRSP receipts, T4FHSA, T1028, notice of assessment, and expected April 30 and June 15 deadlines.

2 min read

How Much Tax Refund Does an RRSP Contribution Give You?

An RRSP deduction reduces taxable income, so the effect depends on your marginal rate. A made-up example and why we give no rate table.

2 min read

Independent educational information, not affiliated with the CRA. Not tax or financial advice. We do not recommend any investment or provider.