Guides
Educational only. Each guide cites canada.ca and marks what we could not confirm. Last checked 17 October 2026.
RRSP Deadline 2027 in Canada: Key Dates to Know
The RRSP deadline for the 2026 tax year is expected to be March 1, 2027. What CRA pages confirm today, plus tax filing and T1-OVP dates.
RRSP Limit 2026 and 2027: The 18% Rule Explained
CRA's RRSP dollar limit is $33,810 for 2026 and $35,390 for 2027, and your limit is 18% of last year's earned income up to that cap. Made-up examples.
Where to Find Your RRSP Deduction Limit (CRA)
Your RRSP deduction limit is on your latest CRA notice of assessment, Form T1028, or in CRA My Account. How to check it before you contribute.
RRSP vs TFSA vs FHSA: A General Comparison
A neutral look at RRSP, TFSA and FHSA facts from CRA pages: limits, deadlines and deductions. General information, not a recommendation.
RRSP Over-Contribution: $2,000 Buffer and 1% Monthly Tax
CRA says you pay 1% a month on RRSP contributions that exceed your limit by more than $2,000. How the T1-OVP, late penalties and waivers work.
How to Compare RRSP Providers: A Criteria Checklist
A neutral checklist for comparing places to hold an RRSP: fees, investments offered, transfers, protections and service. No provider is recommended.
Canada Tax Return 2026 Checklist: RRSP Slips and Dates
A checklist for your 2026 Canadian tax return: RRSP receipts, T4FHSA, T1028, notice of assessment, and expected April 30 and June 15 deadlines.
How Much Tax Refund Does an RRSP Contribution Give You?
An RRSP deduction reduces taxable income, so the effect depends on your marginal rate. A made-up example and why we give no rate table.